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Privacy Policy

 

The purpose of this data privacy statement is to inform the user of this website in accordance with the existing legal regulations about the kind, the extent and the purpose for which personal data ist collected and used by the provider of the website, the Schroeder Financial Advisor GmbH & Co. KG, Privatweg 7, 64342 Seeheim-Jugenheim (Germany).

Controller
The controller for the handling of data on this website is:

Schroeder Financial Advisor GmbH & Co. KG
Privatweg 7
64342 Seeheim-Jugenheim
Germany

Handling of Personal Data
The protection of your personal data is of great importance for us. We treat your personal data confidential and in accordance with data protection and this data privacy statement.

Schroeder Financial Advisor GmbH & Co. KG commits itself according to § 3a BDSG to data avoidance and data minimization.

Personal data is information, with which a person can be identified, i.e. information that can be traced back to a person. This includes the name, address or Email-address. Personal data are only collected, used or passed on by the provider, if this is permitted by law or if the user agress to the collection, processing, saving and use of the data.

Use of Cookies
The websites of the Schroeder Financial Advisor & Co. KG use cookies. Cookies are data, which is saved by the internet browser on the computer system of the user. Cookies kann be transferred to a website when the website if opened, thereby allowing for the attribution of the user. Cookies help simplify the use of websites for the user. This purpose is also our legitimate interest for the processing of personal data in accordance with Art. 6 para. 1 lit f General Data Protection Regulation (GDPR). Furthermore we use on our website cookies, which enable us to analyze the surfing habit of the user.

You can set your browser so that you will be informed about Cookies and can choose to allow Cookies only in individual cases, allow cookies in certain cases or generally disallow the use of cookies as well as activate the automatic deletion of cookies upon closing of the website. If cookies are deactivated, the use of this website may be limited.

Cookies, that are necessary for electronic communication or for the providance of certain functions, which you would like to use, are saved in accordance with Art. 6 papra. 1 lit. f GDPR.
The provider of the website has a legitimate interest in the saving of cookies for the purpose of the technologically accurate and optimized provision of its services. The basis for the processing of personal data using cookies for the purpose of analyzing is the consent hereto by the user in accordance with Art. 6 para. 1 lit a GDPR.

Creation of Logfiles
The provider of the sites automatically collects and seves information in so-called logfiles, which your browser automatically transfers to us. The access data includes: browser type and browser version, operating system, Referrer URL (previously visited website), host name of the accessing computer, time of the server request and IP-address. This data is not consolidated with other data.

Registration on the Website
On our website you can register in order to use additional functions on the site. We use the data provided for this purpose only for the use of the respective service, for which your registered. All of the information asked for during the registration process must be provided, otherwise we will reject the registration. For important changes, e.g. regarding the scope of our services or regarding the technologically necessary changes, we will use the Email provided during registration to inform you. During registration the IP-address of the user and the date and time of the registration are saved. This serves the purpose of preventing any abuse of the services. This data will not be transferred to third parties, except a legal obligation to do so exists.

Registering the data is necessary for providing content and services. Registered persons can have the registered data deleted or altered at any time. Concerned persons can request information about the personal data saved about them at any time. The personal data provided during the registration process is processed in accordance with your consent (Art. 6 para. 1 lit. a GDPR). You can revoke your consent at any time. Simply send us an Email. The legality of the already processed personal data is not affected by the revocation of consent. The data saved during registration are saved by us as long as you are registered on the website and are deleted thereafter. Preservation duties under the law remain unaffected.

Subscription to the Newsletter
If you subscribe to our newsletter, the data provided by you is transferred to the controller. When you sign up for the newsletter, your IP-address and the date and time of registration are saved. This serves the purpose of avoiding any abuse of the service of the Email-address of the respective person. The data is not transferred to any third party, except when there is a legal obligation to do so.

The data is used exclusively for sending the newsletter. The subscription to the newsletter can be cancelled by the respective person at any time. The consent to saving the personal data can be revoked at any time as well. For this purpose a link is included in every newsletter. The legal basis for the processing of the data upon registration for the newsletter by the user is, in the case of the consent given by the user Art. 6 para. 1 lit a GDPR. The legal basis for sending the newsletter upon the sale of a service is § 3 para. 3 UWG.

Deletion and suspension of personal data on a regular basis
The controller saves and processes the personal data of the respective persons only for such period of time, as necessary for achieving the purpose of the saving of data.

Additional saving of data may only take place, as designated by European or National law in EU regulations, laws or other legal provisions applicable to the controller. As soon as the purpose of the saving of data is achieved or as soon as a statutory retention period has expired, the personal data is deleted or suspended on a regular basis.

Rights of the affected persons

1. Right to Information
Within the existing legal framework you have the right at any time to receive information free of charge about your personal data, which is saved, its origin and receiver and the purpose of the processing of data and, if applicable, a right to correction, suspension or deletion of the data.

2. Right to correction
You have the right to correction and/or completion of the data, if your personal data is incorrect or incomplete. The controller must correct the personal without delay.

3. Right to Limitation of the Processing
Under the following circumstances you are entitled to a limitation of the use of your personal data:

  • if you question the accuracy of your personal data for a period of time, which allows the controller to verify the accuracy of your personal data;
  • if the processing is unlawful and you refuse the deletion of your personal data and instead demand the limitation of the processing of your personal data;
  • if the controller no longer requires the personal data for the purpose of processing it and you require the personal data for claiming, executing or defending rights or
  • if you have objected to the processing in accordance with Art. 21 para. 1 GDPR and it is not yet determined whether the legitimate interests of the controller prevail over your interests.
  • If the processing of your personal data has been limited, such data – except for its saving – may only be processed with your consent or for the claiming, execution or defense of legal claims or for the protection of the rights of another person or legal entity or for an important public interest of the EU or one of its member states. If the processing is limited according to the above mentioned criteria, you will be notified by the controller before the limitation Is lifted.

4. Right to deletion
You can demand from the controller that your personal data is erased immediately and the controller is obliged to erase such data immediately, if one of the following reasons applies:

  • Your personal is no longer required for the purpose, for which it was collected or processed.
  • You withdraw your consent, on which the processing was based in accordance with Art. 6 para. 1 lit. a or Art. 9 para. 2 lit a GDPR and there is no other legal basis for the processing.
  • You object in accordance with Art. 21 GDPR to the processing and there are no prevailing legal interests for the processing or you object to the processing in accordance with Art. 21 para. 2 GDPR.
  • Your personal data is processed unlawfully.
  • The deletion of your personal data is necessary to fulfill legal obligations under the law oft he European Union or its member states, when such law is applicable to the controller.
  • Your personal data was gathered with regard to information society services according to Art. 8 para. 1 GDPR.
  • When the controller had made your personal data public and if he is obliged to erase it in accordance with Art. 17 para. 1 GDPR, the controller, taking account of available technology and the cost of implementation, will take reasonable steps, including technical measures, to inform the controllers which are processing the personal data that you have requested the erasure by such controllers of any links to, or copy or replication of, those personal data.

The right to erasure does not apply to the extent that processing is necessary:

  • for exercising the right of freedom of expression and information
  • the compliance with a legal obligation which requires processing by Union or Member State law to which the controller is subject or for the performance of a task carried out in the public interest or in the exercise of official authority vested in the controller;
  • for reasons of public interest in the area of public health in accordance with points (h) and (i) of Article 9(2) as well as Article 9(3)
  • for archiving purposes in the public interest, scientific or historical research purposes or statistical purposes in accordance with Article 89(1) in so far as the right referred to in paragraph 1 is likely to render impossible or seriously impair the achievement of the objectives of that processing; or
  • for the establishment, exercise or defence of legal claims

5. Right to data portability
You have the right to receive the personal data, which we processed with your consent or on the basis of a contract, in a structured, commonly used and machine-readable format to you or a third party. If you request the transmission of the data to another controller, this right only exists so far, as this is technologically feasible.

6. Right to object
You have the right to object, on grounds relating to your particular situation, at any time to processing of your personal data, which is based on point (e) or (f) of Article 6(1), including profiling based on those provisions.

The controller shall no longer process the personal data unless the controller demonstrates compelling legitimate grounds for the processing which override the interests, rights and freedoms of the data subject or for the establishment, exercise or defence of legal claims.

Where your personal data is processed for direct marketing purposes, you have the right to object at any time to processing of your personal data for such marketing, which includes profiling to the extent that it is related to such direct marketing.

If you object to processing for direct marketing purposes, the personal data shall no longer be processed for such purposes.

In the context of the use of information society services, and notwithstanding Directive 2002/58/EC, you may exercise your right to object by automated means using technical specifications.

7. Withdrawing of consent to data processing
You have the right to withdraw your consent at any time. An informal Email to us is sufficient. By withdrawing your consent the lawfulness of the data processed on the basis of your consent is not affected.

8. Right to lodge a complaint with a supervisory authority
Without prejudice to any other administrative or judicial remedy, you have the right to lodge a complaint with a supervisory authority, in particular in the Member State of your habitual residence, place of work or place of the alleged infringement if you consider that the processing of your personal data infringes this Regulation.

The competent supervisory authority for data privacy matters is the „Landesdatenschutzbeauftragter“ (federal data protection officer) in the federal state, in which our company has its seat. he supervisory authority with which the complaint has been lodged shall inform the complainant on the progress and the outcome of the complaint including the possibility of a judicial remedy pursuant to Article 78 GDPR

A list of data protection officers and the contact information can be found under the following link: https://www.bfdi.bund.de/DE/Infothek/Anschriften_Links/anschriften_links-node.html.

Transfer of Data to Third Parties

1. Google Analytics
This website uses Google Analytics, a web analytics service provided by Google Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA.
Google Analytics uses “cookies”, which are text files placed on your computer, to help the website analyze how users use the site.
The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States.
In case of activation of the IP anonymization, Google will truncate/anonymize the last octet of the IP address for Member States of the European Union as well as for other parties to the Agreement on the European Economic Area.
Only in exceptional cases, the full IP address is sent to and shortened by Google servers in the USA.
On behalf of the website provider Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage to the website provider. You may refuse the use of cookies by selecting the appropriate settings on your browser. However, please note that if you do this, you may not be able to use the full functionality of this website.
Furthermore you can prevent Google’s collection and use of data (cookies and IP address) by downloading and installing the browser plug-in available under https://tools.google.com/dlpage/gaoptout?hl=en-GB.
You can set your own privacy on Google Analytics to prevent or allow the future gathering of your data when visiting this website. 
Further information on the terms of use and data protection can be found at https://www.google.com/analytics/terms/de.html bzw. and https://www.google.de/intl/de/policies/

The saving of Google-Analytics-Cookies is based on Art. 6 Abs. 1 lit. f GDPR. The provider of the website has a legitimate interest in analyzing user behaviour to optimize its services and advertisement.

2. Use of Google+ Plugin
Collection and Forwarding of Information: By using the Google+ button you may publish information worldwide. Via the Google+ button you and other users receive personalized content from Google and our partners. Google stores the information that you have voted +1 for content, as well as information about the website that you were visiting when you clicked the +1 button. Your +1 votes may be published or displayed as notices, together with your profile name and your picture at Google services, such as search results, your Google profile or at other places on websites.

Google records information about your +1 activities in order to improve Google services for you and others. To be able to use the Google+ button, you need a globally visible, public Google profile which must contain at least the user name chosen for this profile. This name will be used for all Google services. In some cases this name may be replaced by another name which you have used when sharing contents via your Google account. Your Google account ID can be displayed to users who know your email address or possess any other information identifying you.

Use of collected information: Besides the above mentioned designated purposes, the details provided by you are treated according to current Google data protection regulations. Google may publish summarized statistics about +1 activities of users or pass those statistics on to users and contractual partners like publishers, advertisers or linked websites, respectively.

The legal basis for the use of the services of Google is Art. 6 para. 1 lit f DSGVO.

3. Use of LinkedIn Plugin
This website uses functions of the LinkedIn network. It is provided by LinkedIn Corporation, 2029 Stierlin Court, Mountain View, CA 94043, USA. Each time you access a page of our website which contains functions of LinkedIn, a connection will be established to LinkedIn servers. LinkedIn will be informed that you have visited our website with your IP address. If you hit LinkedIn’s “Recommend” button and are logged in to your LinkedIn account, LinkedIn is able to assign your visit to our website to you and your user account. Please note that as operator of the website, we do not receive any knowledge of the content of the transmitted data or of their use by LinkedIn.
Further information on this is available in LinkedIn’s privacy policy.

Third Party Content and Services
We embed third party content on our website. This requires that the provider of such content (hereinafter „third party vendor“) register the IP-address oft he users. Without the IP-address they can not send content tot he respective browser. The IP-address is therefore required for the display of such content. We intend to only use services, which use the IP-address solely for delivering their content. However, we do not have any influence on a third-party vendor using the IP-address e.g. for statistical purposes. If we have knowledge thereof, we inform the user.

Length of the saving of personal data
Personal data is saved for the length of the respective statutory preservation duties. Upon expiry of such preservation duties, the data is erased on a regular basis, unless it is required fort he commencement of execution of a contract.

Legal basis for the processing of data
To the extent that we require consent for the processing of the personal data , the legal basis is Art. 6 para. 1 lit a GDPR.

When processing is necessary for the performance of a contract to which the data subject is party or in order to take steps at the request of the data subject prior to entering into a contract, the legal basis is Art. 6 para. 1 lit b GDPR.

When processing is necessary for compliance with a legal obligation to which our company is subject, the legal basis is Art. 6 para. 1 lit. c GDPR.
When processing is necessary in order to protect the vital interests of the data subject or of another natural person, the legal basis is Art. 6 para. 1 lit d GDPR.

When processing is necessary for the purposes of the legitimate interests pursued by pur company or a third party, except where such interests are overridden by the interests or fundamental rights and freedoms of the data subject which require protection of personal data, the legal basis is Art. 6 para. 1 lit f GDPR. Conducting business is the legitimate right of our company.

This data privacy statement was updated on 18.04.2018 by Jürgen Schroeder (Schroeder Financial Advisor GmbH & Co. KG). Schroeder Financial Advisor GmbH & Co. KG reserves all rights to alter or update this data privacy statement.