To those who know Technology – Or better to those who don’t. Many banks are aware that digitization will fundamentally change the business model. But just a few know how. In other words why could students just drop out of University to start Loot or Monzo? Successful digital banks or fintech are technologists.

Are banks ready for digital transformation? – Raconteur

I meet a lot of senior executive teams of large banks. Some are visionary, many are committed and a large number understand that life is changing. Few understand how.